How to rethink credit scoring in the modern era
This whitepaper explores the evolution of credit scoring, its limitations, and strategies to modernize lending decisions for today's challenges.
Key takeaways
- Traditional credit scores often fail to predict future risk or assess nontraditional borrowers accurately.
- Diverse and consented data sources can help better evaluate borrower creditworthiness.
- Modernizing credit decisioning can help lenders make sharper decisions, reduce default rates and unlock growth opportunities.
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