Latest articles

Carrington Labs Partners with Oscilar to Expand Access to Real-time Credit Risk Analytics

Partnership allows lenders to streamline and accelerate integration of tailored credit risk analytics through Oscilar’s decisioning infrastructure

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2
minute read
May 13, 2025

What open banking will mean for financial inclusion more broadly

Open banking is changing how financial data is used. This article explores its impact on credit access and what it means for financial inclusion in the U.S.

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6
minute read
Apr 17, 2025

New research shows importance of detecting behavioral changes in loan applicants

Carrington Labs finds behavioral changes predict loan risk, with new model giving them record 36% weight—highlighting value of spending and income shifts.

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2
minute read
Apr 17, 2025

Carrington Labs partners with LendAPI Marketplace to streamline access to cash flow underwriting and credit risk analytics

New partnership enables lenders to integrate modern credit risk solutions with greater speed and ease.

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3
minute read
Apr 2, 2025

A practical guide to explainability in lending

AI-powered lending is under increasing scrutiny for bias and discrimination. Learn why explainability in AI is critical for compliance, trust, and better credit risk assessments—and how lenders can seamlessly integrate it into their existing systems.

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9
minute read
Mar 21, 2025

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