Our recent insights

Compare the trade-offs of building, buying, or partnering for a credit risk model, and find the right approach for your lending team's size and loan book.

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Portfolio Monitoring and Servicing

Guide & Explainer

What You Lose When a Credit Risk Model Partner Disappears After Go-Live

Why ongoing support is what keeps a credit risk model useful long after launch, and what lenders lose when a partner's involvement fades.

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Model Governance and Implementation

Guide & Explainer

What to Expect After You Choose a Credit Risk Model Partner

What onboarding and ongoing support should look like after choosing a credit risk model partner, from calibration to long-term performance reporting.

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Model Governance and Implementation

Guide & Explainer

How Lenders Can Pilot a Credit Risk Model Before Committing to It

How lenders can pilot a new credit risk model on a limited segment before a full rollout, reducing risk and building internal confidence.

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Credit Risk Models and Analytics

Guide & Explainer

Do You Need a Data Science Team to Use AI Credit Models?

Lenders without a data science team can still use AI-powered credit risk models. Here's what's actually required to use them well.

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Model Governance and Implementation

Guide & Explainer

A Lender's Roadmap from Considering AI Credit Models to Choosing a Partner

A step-by-step roadmap for lenders moving from noticing their model has fallen behind to choosing and onboarding a credit risk model partner.