How cash-flow servicing turns “monitor and collect” into “identify and grow.”
Can cash flow underwriting make lending fairer? We examine evidence, ECOA alignment, and how real-time data can expand access without raising risk.
Assess credit risk with greater accuracy and inclusivity. See how cash flow underwriting analyzes real-time financial behavior, enhancing traditional scores and expanding lending opportunities.
A product-led credit risk approach brings risk and product together to raise approval rates, reduce volatility, and improve portfolio margins.
Open banking is changing how financial data is used. This article explores its impact on credit access and what it means for financial inclusion in the U.S.
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