6
minute read
Dec 2, 2025

Webinar: How to Approve Good Borrowers Faster Using Cash Flow Intelligence and Automation

See how community banks and credit unions can speed up lending decisions and improve portfolio performance without increasing risk or headcount.

Live virtual webinar · Wednesday, December 11 · 11:00am ET

Faster, clearer lending decisions don’t have to mean more risk or more headcount.

In this live webinar, Carrington Labs and TaranDM will walk through how lenders are using cash flow intelligence and targeted automation to speed up approvals for good borrowers, reduce manual review time, and improve portfolio performance — all while keeping human judgment firmly in control.

Why this webinar matters

Community banks and credit unions are under pressure to:

  • Make faster, more accurate credit decisions
  • Maintain strong relationships with members
  • Keep risk frameworks robust and auditable
  • Do more with lean credit and underwriting teams

But manual data reviews, outdated scoring models, and siloed processes slow everything down. Credit teams get tied up in low-value work, while good borrowers wait — or go elsewhere.

This session will focus on real-world underwriting workflows and show how to:

  • Get a clearer view of repayment capacity using transaction-level cash flow data
  • Reduce manual review effort without creating a “black box”
  • Bring more consistency to decisioning across teams, branches, and products

All with a low-friction approach that doesn’t require a huge transformation project.

What you’ll learn

1. Beyond traditional credit scoring

Why traditional bureau scores often miss real borrower behavior — especially in today’s environment — and the types of data that fill the gap.

2. Cash flow intelligence for faster, safer decisions

See how cash flow intelligence helps teams move more quickly and confidently, speeding up reviews and increasing safe approvals while maintaining a clear, auditable decision trail.

3. Smart automation, with human judgment in control

Automation doesn’t replace credit expertise — it amplifies it. We’ll cover where automation makes the most impact in underwriting workflows.

You’ll also see what a low-friction, low-cost approach to modernizing underwriting looks like without needing a complex implementation or rip-and-replace project.

Register for the webinar

Use the form below to reserve your seat and receive your access link. Space may be limited, so we encourage getting in early!

Who should attend

This session is designed for leaders and teams at community banks and credit unions who are responsible for lending strategy, risk, and execution, including:

  • Chief Lending Officers
  • Credit Risk Teams
  • Underwriting Managers
  • Community Bank Executives
  • Credit Union CEOs and COOs
  • Anyone looking to modernize their lending or credit decisioning infrastructure.

If you’re looking for practical ways to speed up good approvals, reduce manual work, and keep risk standards high, this webinar is for you.

Meet the speakers

Suzanne Thorneycroft

VP of Sales, Carrington Labs

Suzanne works with lenders across the US to modernise how they assess credit risk and manage underwriting workflows. At Carrington Labs, she partners with community banks, credit unions, and non-bank lenders to help them adopt cash flow intelligence and automation in a practical, stepwise way.Carrington Labs is a leader in cash flow underwriting and credit risk analytics. Using modern data-science techniques, machine learning, explainable AI, and alternative data, Carrington Labs helps lenders transform their credit decisioning, deliver more precise offers to customers, increase approval rates, reduce losses, and improve margins.

Suzanne brings close to 15 years of experience spanning banking, credit strategy and fintech, partnering with community banks to modernize their lending with real-time cashflow intelligence.

Her approach blends a practical expertise with a belief that community institutions thrive when technology strengthens - not replaces - the personal relationships they're built on.

Steve Henderson

Managing Director, North America, TaranDM

TaranDM empowers lenders to move faster, adapt smarter, and take full control of their credit decisions. As new data sources and cash-flow-driven approaches reshape modern credit risk, Steve brings more than 25 years of hands-on experience with industry leaders such as FICO and IBM to help institutions navigate change with clarity and confidence.

His pragmatic perspective bridges innovation with real-world execution—ensuring lenders can turn emerging underwriting methods into measurable results.