A product-led credit risk approach brings risk and product together to raise approval rates, reduce volatility, and improve portfolio margins.
Partnership helps lenders unlock faster, more inclusive credit decisions by combining Carrington Labs’ cash flow underwriting and credit risk models with TaranDM’s modern and agile decision platform.
Built on open banking transaction data and delivered in real-time, the score helps lenders approve more borrowers without increasing risk.
By deploying Carrington Lab’s models directly through Taktile’s Decision Platform, lenders gain end-to-end control over the optimization of their entire credit strategy.
Partnership allows lenders to streamline and accelerate integration of tailored credit risk analytics through Oscilar’s decisioning infrastructure