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GDS Link

and Carrington Labs

About

GDS Link

GDS Link delivers a unified Decisioning and Analytics Platform that empowers lenders to automate credit and fraud decisions with speed, accuracy, and compliance. Serving clients in 36 countries, the platform combines low-code decision logic, over 200 pre-built data connectors, and built-in analytics to connect strategy with measurable outcomes. From prescreen and origination through customer management, collections, and compliance, GDS Link helps institutions accelerate approvals, reduce risk, and adapt in real time. Its modular components include Decision Studio and Engine, Case Manager, Data Exchange, Policy and Model Monitoring, and advanced data attribute solutions. Together they create a single scalable ecosystem that replaces legacy decisioning and fragmented point solutions, enabling smarter and more transparent decisions across the credit lifecycle.
gdslink.com

Products

  • Decision Studio + Decision Engine (low-code, real-time decisioning)
  • Case Manager (manual underwriting & collections workflow)
  • Data Exchange (200+ pre-built data integrations)
  • Policy Monitoring & Insights (portfolio & compliance dashboards)
  • Model Monitoring & Optimization (drift & performance tracking)
  • Credit Attributes (7,000+ standardized bureau attributes)
  • Open Banking Attributes (cash flow & income verification)
  • Advanced Analytics (retroactive portfolio analysis & benchmarking)

Works with the following Carrington Labs solutions

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Cashflow
Score
Credit Risk
Model
Credit Offer
Engine
Financial Health
Summary