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LoanPro

and Carrington Labs

About

LoanPro

LoanPro is a modern credit and lending platform used by 600+ financial organizations to launch and manage a wide variety of lending programs. It’s built on cloud-native infrastructure with an API-first, composable architecture, and offers full lifecycle functionality—covering origination, servicing, collections, payments, and reporting—through one configurable LMS. Credit providers partner with LoanPro to overcome limitations of legacy systems, enabling faster product innovation, improved compliance, and scalable operations. Common use cases include consumer installment loans, credit cards, lines of credit, and custom programs. LoanPro is trusted by leading organizations, from commercial to small business and consumer, including companies like SoFi, Chime, Intuit, WaFd Bank, and Dave.com. The platform modernizes lending infrastructure, ensures regulatory alignment, and delivers customizable credit experiences—while supporting high-volume operations consistently and reliably.
https://www.loanpro.io/

Products

  • Automations cut manual effort. Clients report agents handling 3-10x as many accounts.ii.
  • Compliance and risk mitigation through adaptive guardrails and risk models. After one year, clients see an average 38% drop in credit losses.
  • Deep configurability and support for virtually any credit program.
  • Reliability at scale with support for 24+ million accounts.
  • Integration flexibility, with native support for card issuers, payment processors, and 100+ data providers.

Works with the following Carrington Labs solutions

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Cashflow
Score
Credit Risk
Model
Credit Offer
Model
Financial Health
Summary