Oscilar is an AI-driven, unified risk decisioning platform designed to optimize risk operations across financial services. It eliminates fragmented, siloed point solutions by offering end-to-end workflows that automate onboarding, fraud detection, credit risk, and compliance using explainable and adaptable machine learning models. Oscilar enables smart, fast decisions that approve more good customers, lower operational costs, and protect against evolving threats. Its platform integrates with fintech, banking, BaaS, and lending systems, supporting both direct sales and OEM partnerships for scalable growth. With agentic AI, advanced analytics, and robust partner enablement, Oscilar empowers teams to adapt to new risks and regulations quickly, delivering reliable governance and accelerated innovation.