Kasey Kaplan

Built on open banking transaction data and delivered in real-time, the score helps lenders approve more borrowers without increasing risk.

By deploying Carrington Lab’s models directly through Taktile’s Decision Platform, lenders gain end-to-end control over the optimization of their entire credit strategy.

Partnership allows lenders to streamline and accelerate integration of tailored credit risk analytics through Oscilar’s decisioning infrastructure

Open banking is changing how financial data is used. This article explores its impact on credit access and what it means for financial inclusion in the U.S.

Carrington Labs finds behavioral changes predict loan risk, with new model giving them record 36% weight—highlighting value of spending and income shifts.