Steven Wood

How cash-flow servicing turns “monitor and collect” into “identify and grow.”

Can cash flow underwriting make lending fairer? We examine evidence, ECOA alignment, and how real-time data can expand access without raising risk.

Assess credit risk with greater accuracy and inclusivity. See how cash flow underwriting analyzes real-time financial behavior, enhancing traditional scores and expanding lending opportunities.

Partnership enables lenders to transform complex financial documents into structured data with Sea.dev for faster analysis using Carrington Labs’ credit risk models.

A product-led credit risk approach brings risk and product together to raise approval rates, reduce volatility, and improve portfolio margins.