Steven Wood

Partnership allows lenders to streamline and accelerate integration of tailored credit risk analytics through Oscilar’s decisioning infrastructure

Open banking is changing how financial data is used. This article explores its impact on credit access and what it means for financial inclusion in the U.S.

Carrington Labs finds behavioral changes predict loan risk, with new model giving them record 36% weight—highlighting value of spending and income shifts.

New partnership enables lenders to integrate modern credit risk solutions with greater speed and ease.

AI-powered lending is under increasing scrutiny for bias and discrimination. Learn why explainability in AI is critical for compliance, trust, and better credit risk assessments—and how lenders can seamlessly integrate it into their existing systems.